Escalations

When to Escalate
TO CLAIMS MANAGER (Extension 044):

• Claim not processed after 3+ working days with complete documents

• Inspection delayed beyond 5 working days of approval

• Garage assignment delayed beyond 1 week after inspection

• Customer disputes claim denial

• Garage quality […]

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Handling Difficult Situations

ANGRY CUSTOMER – Payment Delayed:
DO: Acknowledge frustration, Take ownership, Provide specific action, Set clear expectation, Follow up

DON’T: Blame departments, Make impossible promises, Be defensive

CONFUSED CUSTOMER:
STRATEGY: Simple language, step-by-step. Break down into simple steps.

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Communication Channels

Phone: 600565695

• For: All inquiries, claim status, general questions

• Response: Immediate during business hours

• Hours: Monday-Thursday 8:30 AM to 3:30 PM, Friday 8:30 AM to 12:00 PM

Roadside Assistance: 971 600 508 181

• For: Emergency roadside assistance, towing services

• […]

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Common Repair Issues

A. ‘Garage won’t accept my vehicle’
TROUBLESHOOT: Check if LPO issued, correct garage, customer has LPO reference

B. ‘My car has been at the garage for weeks with no updates’
TROUBLESHOOT: Verify delivery date, check repair status, check if additional approvals needed, check timeline set […]

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Garage Assignment

FACTORS:

• Vehicle location (emirate)

• Type of damage

• Garage availability

• Insurance approval

CUSTOMER RECEIVES:

• Garage name and location (with Google Maps link if available)

• Garage contact number

• LPO (Local Purchase Order) reference

• Estimated repair timeline

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Customer Options After Inspection

OPTION A – Repair at Authorized Garage:

• Methaq coordinates directly with garage

• Customer pays nothing out-of-pocket

• Repairs covered per LPO

• Customer receives vehicle when complete

OPTION B – Cash Settlement:

• Customer receives compensation amount to bank account

• […]

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Repair Workflow

STANDARD SEQUENCE:

• Claim Filed Online → Customer receives claim reference number

• Claim Approved (within 2 working days) → Customer receives email confirmation

• Inspection Scheduled (within 3 working days of approval) → Customer receives inspection location via email

• Vehicle […]

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Policy Cancellations & Refunds

ELIGIBILITY:

• Policy active less than 8 months: Eligible for partial refund

• Policy over 8 months: No refund available

• If claim filed and paid: Coverage terminated, no refund

PROCESS:

• Customer contacts their insurance broker (not Methaq directly)

• Broker submits formal […]

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Policy Renewals

PROCESS:

• Contact broker/intermediary who issued policy

• Submit: Emirates ID, vehicle registration (Mulkiya)

• Can be done before or at expiry

• If lapsed >30 days: May require inspection

CANNOT RENEW/TRANSFER IF:

• Vehicle has accident history within 3 years (system blocked)

• […]

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Comprehensive vs Third-Party Insurance

THIS CAUSES THE MOST CONFUSION – CLARIFY IMMEDIATELY

COMPREHENSIVE (Shaamil) Insurance
Coverage Overview:

• Covers YOUR vehicle + damage to OTHERS

• Methaq handles your claim regardless of who’s at fault

• Customer files with Methaq even if not at fault

• Higher premium cost but […]

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