• ✗ Tell customers insured elsewhere that we can’t help (check fault first – we cover if at-fault party is Methaq)
  • ✗ Promise payment dates without checking system
  • ✗ Direct customers to file claims via WhatsApp (only www.methaq.ae or branch)
  • ✗ Tell customers to take vehicle to garage before LPO issued
  • ✗ Accept ‘just the IBAN number’ for payments (must be official certificate)
  • ✗ Skip the Insurance Coverage Matrix – it determines everything
  • ✗ Blame other departments for delays
  • ✗ Make up information not in the system
  • ✗ Process exceptions without manager approval
  • End call with missing documents issue unresolved – always assist with upload and process claim while on call